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Insurance surrounds each of us every day: When you get in your car, when you come home to your residence, and while you work. Insurance is always in the background discreetly doing its job. Most of us, however, do not think about it much or realize the very important function that all types of insurance provide. In fact, the role of insurance is so important that it is the focal point of a wise financial strategy.

Risk Transfer:

Each New Year brings about the return of many annual traditions. The packing away of Christmas decorations, the cleaning up after holiday fun, and the January credit card statement providing full evidence of our holiday cheer in carefully calculated columns.